Insurance
Frequently Asked Questions
What Types of Insurance do you carry?
My insurance is so confusing, can you help?
Do all insurance companies charge the same rates?
Do I have to pay the whole premium in advance?
How do I get a quote on my insurance?
What companies do you have?
I have an awful driving record can you get me insurance?
I rent and my landlord has insurance should I carry insurance as well?
I own my own business but between homeowners, automobile, worker's comp and business insurance I can't keep it all straight. Can you help?
My mortgage company says I need Hazard Insurance what is that? and I need it today is that possible?
I need insurance now! I am at the car dealership can you help me?
What Types of Insurance do you carry?
We deal in Auto, Home, Renter's, Condominium, Commercial, and other types of insurance. We offer a one-stop solution for all your insurance needs.
Please note we do not carry health or life insurance
My insurance is so confusing, can you help?
Many of the customers that walk into our office are confused about their insurance. Often times they are uncertain if they are covered properly in the event of a loss. We all need insurance, but we don't always take the time to evaluate our insurance policies? If you are confused and you would like your questions answered, stop in or call Mary MacLeod or Ashley Sanborn.
Do all insurance companies charge the same rates?
No, typically each insurance company offers different plans. Although you may see some similarities they do vary and one insurance company may suit your needs better than another.
Do I have to pay the whole premium in advance?
Not necessarily, many companies offer payments plans, electronic funds transfer, or accept credit card payments. Ask one of our agents for more information.
How do I get a quote on my insurance?
Just give us a call and we would be happy to discuss your insurance needs with you. Or try our online quoting right here.
What companies do you have?
We have 21st Century, ACE, Bristol West, Casco Indemnity, CNA, Encompass, Farmers Insurance, Foremost Insurance, Hagerty Classic Car Ins, Hanover, Hartford Insurance, Met-Life, NCCI-Workers Compensation, NH Automobile Insurance, Philadelphia, Progressive, Providence Mutual, SafeCo, Travelers, Union Mutual Insurance, Union Mutual Flood Insurance, and Zurich Insurance
I have an awful driving record can you get me insurance?
Yes, typically you would fall into a high risk category so your rates will most likely reflect that.
I rent and my landlord has insurance should I carry insurance as well?
Yes, your landlord's policy does not cover your personal property. Renter's policies are very reasonable and well worth the security.
I own my own business but between homeowners, automobile, worker's comp and business insurance I can't keep it all straight. Can you help?
Yes, we understand it can be a bit overwhelming at times. We would be glad to discuss your insurance with you.
My mortgage company says I need Hazard Insurance what is that? and I need it today is that possible? Hazard insurance is another term for homeowner's insurance. Yes, we can bind coverage immediately and fax a copy of coverage to your mortgage company.
I need insurance now! I am at the car dealership can you help me?
Yes, just give us call with your information and the vehicle information and we can issue a binder.
